Smarter Bear Financial is pleased to offer early career professionals a pro-bono (meaning, free!) program called Financial Empowerment Launchpad, a 60- minute session designed to “launch” the financial aspects of your career. You’ll get actionable advice and knowledge, including:

• Getting the most out of your employment compensations and benefits
• Structuring your 401k, 403b and IRA contributions and asset allocation
• Taking advantage of Roth accounts early in your career
• Managing your student loans most efficiently
• Tax planning and resources to help you learn more
• Structuring your emergency fund to reduce stress and risk

• We have a simple set of completely private background questions about your life situation, goals/challenges, education, job, assets and liabilities – share as much or as little as you like. 
• We’ll have our session and offer actionable guidance - a “Launch Plan” for the financial side of your early career to set you on the path of financial success.
• Your launchpad session is a no judgement zone, private, and has no strings
• Our simple agreement outlines the scope of the advice we offer and how we protect your privacy.