Financial Empowerment Launchpad
Smarter Bear Financial is pleased to offer early career professionals a pro-bono (meaning, free!) program called Financial Empowerment Launchpad, a 60-minute session designed to “launch” the financial aspects of your career.
How It Works
We have a simple set of completely private background questions about your life situation, goals/challenges, education, job, assets and liabilities – share as much or as little as you like.
We’ll have our session and offer actionable guidance - a “Launch Plan” for the financial side of your early career to set you on the path of financial success.
Your launchpad session is a no judgement zone, private, and has no strings.
Our simple agreement outlines the scope of the advice we offer and how we protect your privacy.
You’ll get actionable advice and knowledge, including:
- Getting the most out of your employment compensations and benefits
- Structuring your 401k, 403b and IRA contributions and asset allocation
- Taking advantage of Roth accounts early in your career
- Managing your student loans most efficiently
- Tax planning and resources to help you learn more
- Structuring your emergency fund to reduce stress and risk
